The Benefits of Frank Financial Advisors
All Financial Advisors are not Created Equal
We consider ourselves leaders in our industry and we continually strive to provide the best possible services to our clients at all times. From our commitment to personalized customer service, our expertise in financial planning and investment management, and our investment in a state-of-the-art technological infrastructure, we offer benefits to our clients well beyond those of our peers.
Extraordinary Commitment to Customer Service
Our highest priority is to establish a meaningful, long-term relationship with each of our clients. To us, a financial plan is a living process that must be created with care and nurtured throughout it’s existence with regular attention. The same applies to the management of investments on behalf of our clients. These processes, as well as others, are interrelated and in a constant state of flux. There can be changes in one’s personal life situation, the national and global economies and markets, the geo-political climate and so on, all of which feed back into the planning and investment process in real time.
In the case of large discount brokers, large retail investment firms, or inattentive private financial advisors, on-going responsiveness and personalized care are often lacking. This will never be the case with Frank Financial Advisors. We are available at all times to our clients. We regularly initiate contact to learn of any important changes in our client’s life that could be relavent to our work together. We want to be an important part of the family, the trusted financial advisor.
Expertise Starts at the Top
Todd Frank, President and CEO of Frank Financial Advisors, carries a Personal Financial Services designation (PFS), issued by the American Institute of Certified Public Accountants (AICPA), certifying that he is studied in the matters of financial planning and investing. Rigorous continuing education is required each year to maintain the PFS designation.
Todd has an undergraduate business degree from UC Berkeley and a Masters of Business Administration (MBA) from Duke University. As a former practicing CPA, he has auditing and accounting experience with a large public accounting firm, as well as a wealth of corporate experience prior to entering the field of Financial Advisor. He has helped start companies, helped companies go public and is a business owner himself.
Additionally, Todd is married with three children, a house, a mortgage, the family dog, and brings with him this wealth of experience gained from having a family life.
Integrated Financial Planning And Investment Management
When invested assets are managed either in the absence of a financial plan or by someone other than the creator of the financial plan, there is risk that the investment strategies and tactics are not in support of plan.
The financial plan and the investment strategy are two parts of the same solution. The financial plan is a forecast of the unfolding of major events in one’s life. The investment strategy is designed to support the financial necessities of this plan. The advantage of working with Frank Financial Advisors is that these two critical pieces are created and managed by the same team. Further, because events and plans in life change, there is benefit to regular review and revision of the financial plan (followed by changes to the investment strategies and tactics as necessary). This is best achieved in a personal relationship with an experienced, independent financial advisor.
Initial Consultation at No Cost to You
We offer prospective clients a one-hour private consultation (in person, if possible) – at absolutely no cost or obligation. We’ll begin with a brief phone conversation to understand your current situation and objectives, and share with you our thoughts about a meeting.
Fee-based Financial Advisor
A fee-only financial advisor receives compensation only from you verses being paid commissions from products they sell. This means they represent you and your interests when giving advice. There is no conflict of interest to buy or sell certain products or to change them with any frequency other than to benefit you. This fee is expressed as a percentage of the assets they manage for you.
Do You Have Important
Accept our offer of a free
Financial Planning Checkup
Our Approach to Financial Planning
Our Three-Step Process for New Clients
Our Proprietary Investment Strategy
Our Four-Step Planning and Investment Process
Our Investment Philosophy
We serve clients nationwide. Locally, we serve the families of Carlsbad, Oceanside, Encinitas, Escondido, Rancho Santa Fe, San Marcos, and other north county San Diego neighborhoods.