7 Common Investor Mistakes and How to Avoid Them

Avoiding common investor mistakes is as important, if not more so, than making good investment decisions. Learn some of the most common mistakes that could be jeopardizing your retirement.

Retirement Planning Versus Financial Planning

What’s the difference between financial and retirement planning? Generally, retirement planning is a subset of the more comprehensive financial planning.

Mistakes Avoided With Good Financial Planning

There are many mistakes that can be avoided with good financial planning, most of them related to one of two things,—choices and timing.

Is Your Financial Advisor a PFS or CFP?

Few people are aware that there is more than one professional designation for financial planners. The most common designation is that of a “CFP”, or certified financial planner. However, there is another less common designation, the “PFS” (also “CPA/PFS”), or Personal Financial Specialist. This designation is less common for a reason.

How Much Life Insurance Do You Need?

The decision to carry life insurance and how much to carry is a very personal decision with most of our clients. The method we use as a starting point in this discussion is called “Asset Replacement”.

The Contents of a Professionally-Created Financial Plan

The output of the financial planning process is called a comprehensive financial plan and will vary from person to person depending on a number of factors.

Financial Advisor, Retirement Planning, Financial Planning, fee-only, RIA

The Risks and Disadvantages of Large Brokerage Firms

Knowing the risks and disadvantages of large brokerage firms is critical for those seeking truly independent and unbiased investment advice and financial planning.

When Do I Need a Financial Plan?

In today’s world, we all need a financial plan because we all have financial needs. The question becomes one of when do we need professional assistance?

Stops Along the Way in Life

We make our best effort when we sit with a client to consider the different events that arise in the future when we are putting together a financial plan.

It’s Your Life, Not the Advisor’s

A good relationship between a client and Financial Advisor is based on trust and a certain amount of intimate knowledge of what’s going on in the client’s life.